KonsultIA.be
    🏦
    For individuals

    Why use KonsultIA for Banking, Credit & Savings?

    Access expert advice without prohibitive fees. Your personal AI assistant, 24/7.

    As an individual, you often encounter these frustrations.

    The challenges you face

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    Opaque mortgage credit

    Fixed, variable, mixed rate, loan-to-value, balance insurance — you don't understand your mortgage offer and overpay.

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    Over-indebtedness and consumer credit

    1 in 20 Belgians is listed at the Credit Registry (NBB). Consumer credits at 12-18% cost a fortune in interest.

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    Savings that earn nothing

    Belgian savings accounts yield 0.5-1%. Inflation at 3-4% melts your wealth. You need to act but how?

    Powerful AI tools, specialized in Belgium's regulatory context.

    How KonsultIA solves these problems

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    KonsultIA tool: Chat Expert

    24/7 AI financial advisor

    FinanceAdvisor decodes your banking offers, simulates your credits and guides you to the best options in Belgium.

    Try for free
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    KonsultIA tool: Parcours de Vie

    Property purchase pathway

    From search to compromise: every step of property purchase in Belgium is guided (notary, registration, grants).

    Try for free
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    KonsultIA tool: Générateur Documents

    Bank negotiation letters

    Generate rate renegotiation letters, fee dispute letters and credit consolidation requests.

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    Average results observed among our Belgian users.

    The concrete impact on your activity

    Mortgage savingsBanking product understandingAnnual savings yieldBanking fees/year030006000900012000
    • Before
    • With KonsultIA

    Mortgage savings

    0€12000€

    Banking product understanding

    25%90%

    Annual savings yield

    0.5%3.5%

    Banking fees/year

    480€120€

    Real-world example

    Discover how KonsultIA transforms everyday life.

    Laura, 31, first property purchase in Liège

    Situation

    Laura had received 3 mortgage offers she didn't understand. The difference between best and worst: €15,000 over 25 years.

    KonsultIA solution

    FinanceAdvisor analyzed the 3 offers, identified the best one, and the property pathway guided her to the notarial deed.

    Results

    • €15,000 saved over 25 years of credit
    • Mortgage offer understood in 10 minutes
    • Registration fees reduced (Wallonia abatement)
    • Purchase completed stress-free in 8 weeks

    Key benefits

    Mortgage offers decoded and compared
    Instant credit simulation
    Step-by-step Belgian property pathway
    Negotiation and dispute letters generated
    Personalized savings and investment advice
    Over-indebtedness protection

    Ready to transform your Banking, Credit & Savings?

    Join the Belgian users who trust KonsultIA.