KonsultIA.be
    🔐Insurance & Protection

    AI Expert in Insurance & Protection for Belgium

    Get precise answers and professional documents in Insurance & Protection with INSUREX, your specialized AI consultant.

    INSUREX

    INSUREX

    Insurance & Protection

    FSMAClaimsProf. LiabilityLife/PensionIDD

    Expertise in Insurance & Protection

    Specialist skills tailored to the Belgian regulatory context.

    Auto

    Mandatory liability, comprehensive, mini-comprehensive, driver liability, bonus-malus, agreed value, deductible

    Home & fire

    Mandatory fire insurance, theft, water damage, natural disasters, Abex grid, Tarification Bureau

    Hospitalization & health

    Partyka Act, waiting period, private room, individual continuation, outpatient, dental

    Life & pension

    Branch 21/23/26, 3rd pillar pension savings, PLCI, EIP, group insurance, 8% tax

    Professional liability

    Obligations by profession, professional fault, pre/post trigger coverage

    General & objective liability

    2007 RD public venues, product liability, post-delivery liability

    Work accidents

    Law of 10/04/1971, Fedris declaration, temporary/permanent disability, annuity

    Business & fleet

    All risks construction, machinery breakdown, business interruption, fleet management, key person

    Cyber insurance

    Data breach coverage, ransomware, cyber liability, GDPR notification costs

    Credit & surety

    Credendo, Euler Hermes, export credit insurance, public procurement bond

    Claims & compensation

    Declaration, amicable report, RDR convention, expertise, subrogation, proportional rule

    FSMA/IDD regulation

    Broker license, duty of advice, IPID/KID, anti-money laundering, 15h/year continuing education

    For professionals

    Use cases for your business

    Professional liability, group insurance, cyber risks, fleet, credit insurance — INSUREX secures your business.

    Mandatory prof. liability

    Identify and subscribe mandatory professional liability for your profession

    Employee group insurance

    Set up an attractive group insurance (2nd pillar)

    SME cyber insurance

    Protect your SME against cyber risks and data breaches

    Fleet management

    Optimize your vehicle fleet insurance

    Work accident

    Handle a work accident declaration with Fedris

    Coverage audit

    Audit all your policies to identify gaps

    For individuals

    Use cases for individuals

    Claim, coverage, premium, hospitalization, pension savings — INSUREX guides you through Belgian insurance.

    Auto claim

    File a car insurance claim and get fair compensation

    Compare hospitalization

    Choose the best hospitalization insurance for your family

    Optimal pension savings

    Maximize the tax benefit of your pension savings (Branch 21 vs 23)

    Water damage

    Procedure after water damage in your home

    Contest claim refusal

    Challenge an insurer's refusal to compensate

    Legal protection

    Understand and activate your legal protection insurance

    A complete platform

    More than a chatbot: professional tools to manage your business.

    25 specialized AI agents

    Each sector has its dedicated expert, trained in Belgian law and practices.

    Smart chat

    Contextual conversations with web search and document analysis.

    Document vault

    Secure storage with automatic AI analysis and deadline alerts.

    AI meetings

    Multi-agent meetings with automatic synthesis and PDF export.

    AI document editor

    Draft, correct and translate professional documents.

    Regulatory monitoring

    Automatic tracking of legal changes impacting your sector.

    Need help with Insurance & Protection?

    Ask INSUREX your question and get an expert answer in seconds.