KonsultIA.be
    🔐
    For individuals

    Why use KonsultIA for Insurance & Protection?

    Access expert advice without prohibitive fees. Your personal AI assistant, 24/7.

    As an individual, you often encounter these frustrations.

    The challenges you face

    🏠

    Under-insurance: discovering gaps after the claim

    Fire, water damage, theft — 40% of Belgians are under-insured. When the claim comes, the compensation doesn't cover the real damage.

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    Too-high premiums, misunderstood coverage

    You pay your insurance without really understanding what it covers. And you're probably overpaying by €200-500/year without knowing.

    😤

    Claims: insurer citing the fine print against you

    Declaration deadlines, guarantee exclusions, missing documents — Belgian insurers often refuse claims for technical reasons. You don't know how to defend yourself.

    Powerful AI tools, specialized in Belgium's regulatory context.

    How KonsultIA solves these problems

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    KonsultIA tool: Chat Expert AssurExpert

    Your Belgian insurance explained clearly

    Family liability, fire insurance, life, car, hospitalisation — ask your questions and finally understand what you signed under Belgian law.

    Try for free
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    KonsultIA tool: Audit Conformité

    Audit of your personal insurance

    In 10 minutes, identify your coverage gaps, duplicates and potential savings on your home, car and life insurance.

    Try for free
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    KonsultIA tool: Générateur Documents

    Claims declarations and FSMA appeals

    Complete claim declaration, dispute letter, appeal to the Insurance Mediation Service — generated correctly to defend your rights.

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    Average results observed among our Belgian users.

    The concrete impact on your activity

    Insurance premium savings/yearCoverage gaps detectedClaims reimbursement rateUnderstanding of own policies090180270360
    • Before
    • With KonsultIA

    Insurance premium savings/year

    0€350€

    Coverage gaps detected

    04

    Claims reimbursement rate

    55%90%

    Understanding of own policies

    20%92%

    Real-world example

    Discover how KonsultIA transforms everyday life.

    Nathalie, 45, homeowner in Ottignies

    Situation

    Nathalie suffered significant water damage. Her insurer refused 60% of compensation citing an exclusion clause. She didn't know how to contest this.

    KonsultIA solution

    AssurExpert analysed the disputed clause, generated a solid dispute, submitted an appeal to the Insurance Mediation Service and identified 4 other gaps.

    Results

    • €8,500 additional recovered via mediation
    • 4 coverage gaps filled
    • €280/year in premium savings after comparison
    • Full understanding of her policies going forward

    Key benefits

    Your policies explained in plain simple language
    Free full audit of your personal insurance
    Identification of duplicates and potential savings
    Optimised claim declarations in one click
    FSMA and ombudsman appeal auto-generated
    Defend your rights against Belgian insurers

    Ready to transform your Insurance & Protection?

    Join the Belgian users who trust KonsultIA.