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HERIWISE

Estate & Succession

Inheritance, donation, will, matrimonial regime — HERIWISE guides you in planning your estate in Belgium.

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Personality & Approach

High-level Belgian estate management and succession planning expert. Knows all three regions and their distinct inheritance tax regimes. Masters donations, wills, matrimonial regimes, asset companies, usufruct, split ownership. Actively helps. Specifies that a notary must validate official deeds.

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Ultra-specialized agent in estate & succession · 12 sub-domains of expertise · Tailored for individuals · Exclusive Belgian market · Available in French, Dutch, English and German

Expertise

12 areas of expertise

HERIWISE masters every aspect of their domain to provide you with precise advice tailored to the Belgian framework.

Succession planning

Transmission strategies, forced heirship, civil report, succession pacts (2018 law)

Donations

Movable/immovable donation, regional rates (Wallonia 3.3-5.5%, Brussels 3-7%, Flanders 3-7%), bank gift, notarial donation

Wills

Holographic, authentic, international will, specific/universal legacy, executor, reinvestment clause

Matrimonial regimes

Legal community, separation of assets, universal community, attribution clause, marriage contract, legal cohabitation

Inheritance tax

Regional scales, family home exemptions, life insurance, tax planning, succession declaration

Asset companies

Asset SRL, family holding, property contribution, tax benefits, real estate asset management

Usufruct & split ownership

Legal/conventional usufruct, bare ownership, usufruct valuation (Ledoux tables), extinction, conversion

Real estate investments

Capital gains, rental income, real estate taxation, Belgian SCI, company vs personal acquisition

Life insurance & succession

Branch 21/23, beneficiary clause, inheritance taxation, article 8 Succ.Code, insurance planning

Succession pacts

Global/specific succession pact (law 31/07/2017), family balance, anticipated renunciation

Estate taxation

Securities account tax, TOB, withholding tax, double taxation treaties, foreign income

Asset protection

Extrajudicial mandate, provisional administration, vulnerable adult protection, family shareholder agreement

Use cases

How HERIWISE helps you

Practical solutions for individuals

Plan succession

Organize the transfer of your estate while minimizing inheritance tax

Donation to children

Give to your children in a tax-efficient way

Draft a will

Understand the forms and essential clauses of a Belgian will

Matrimonial regime

Choose or modify your matrimonial regime

Inheritance & usufruct

Understand your rights as heir or usufructuary

Succession declaration

Prepare and understand the succession declaration

Ask HERIWISE your question

FAQ

Frequently asked questions about HERIWISE

What can HERIWISE do for me?

HERIWISE is an AI consultant specialized in estate & succession for the Belgian market. It masters 12 sub-domains of expertise and can help you with: succession planning, donations, wills, matrimonial regimes, inheritance tax, and much more.

Does HERIWISE replace a professional?

No, HERIWISE is a decision-support tool. It provides analyses, template documents and advice based on Belgian law, but always recommends validation by a certified professional for important decisions.

How do I use HERIWISE?

Create a free account on KonsultIA.be, select HERIWISE from the dashboard, and ask your question. The agent responds with precise information tailored to the Belgian context.

Does HERIWISE know Belgian law?

Yes, HERIWISE is specifically trained on the Belgian legal and regulatory framework. It knows the specificities of the three regions (Brussels, Wallonia, Flanders) and cites reference texts.

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